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Social Security

This winter's heating bill depends on one thing, the fuel in your basement

The energy shock since February has not hit every furnace the same way. The Energy Information Administration's September forecast puts heating oil about 35% above last winter, while natural gas and propane prices are flat to slightly lower and electricity keeps creeping up. The National Energy Assistance Directors Association expects the average heating bill to rise 8.7% to $1,030. Here is what that means for your home by fuel, and four ways to cut the bill: heating assistance (LIHEAP), free we

·4 min read
Social Security

More than half of older Americans in a new survey live on $2,000 a month or less

The Senior Citizens League's 2026 survey found 44% of respondents over 62 living on $1,001 to $2,000 a month and another 10% on less than $1,000, and estimates that benefits lost 13.7% of their buying power between 2016 and 2026. Part of the reason is the index: the COLA follows prices paid by urban wage earners, not by people over 62, whose money goes to rent and health care. Here is what the survey found, what the proposed fixes would cost, and four programs, paid for by the same taxes you wor

·4 min read
Social Security

There are 167 property tax relief programs in this country and most eligible homeowners over 65 never claim one

Your property tax is the one big bill in retirement that rises whether or not your income does, and nearly every state has a program to hold it down for homeowners over 65. The Lincoln Institute of Land Policy counts 167 of them. They come in four shapes — an exemption off the assessed value, a credit that comes back as money, a freeze that locks the bill at the year you qualified, and a deferral that postpones it until the house is sold — and almost all of them require you to apply once, which

·8 min read